Insurance
$2,150/yr
Insurance, not maintenance, is this vehicle's dominant running cost: $2,150 a year on a national average against $555 for upkeep.
Toyota 4Runner Maintenance Cost (2016–2026)
Report ACI-TOY-4RUNNER · Updated July 2026 · Figures are ACI model estimates
Maintenance Cost Report ACI-TOY-4RUNNER
Toyota 4Runner
gas · offroad suv · MY 2016–2026
- Avg annual cost
- $555
- 10-year total
- $5,550
- Cost rank
- #29 of 52 vehicles
- Major-repair chance, 5 yr
- 12%
Average Annual Cost $555
$46per month
4.6¢per mile
Assumes 12,000 mi/yr · independent shop · 10-year average · ACI model estimate
The Toyota 4Runner ranks #29 of 52 vehicles we track — mid-pack for annual maintenance cost.
What it costs as it ages
Annual cost by vehicle age · ACI modelVehicle age, years · figures at 12,000 mi/yr, independent shop
Costs stay under $550 a year through year 5, then climb as tires (set of 4) and other wear items come due.
Common services
Typical U.S. pricing · independent shop| Service | Typical cost | Interval |
|---|---|---|
| Oil change (synthetic) | $98 | 10,000 mi |
| Cabin + engine air filters | $78 | 15,000 mi |
| Brake pads (front, pair) | $350 | 48,000 mi |
| Tires (set of 4) | $1,000 | 45,000 mi |
| Front + rear differential fluid | $180 | 40,000 mi |
Your numbers
Table recalculates with the settings panel| Vehicle age | Annual cost | Cumulative |
|---|---|---|
| Age 1 | $85 | $85 |
| Age 2 | $115 | $200 |
| Age 3 | $295 | $495 |
| Age 4 | $405 | $900 |
| Age 5 | $510 | $1,410 |
| 5-year total | $1,410 | $1,410 |
Ownership context
National averages · beyond the maintenance billCost rank
#29 of 52
The Toyota 4Runner ranks #29 of 52 vehicles we track — mid-pack for annual maintenance cost.
Gas service profile
5 routine items
Routine costs are fluid-and-wear driven: oil at 10,000-mile intervals, filters, brakes, and tires. Tires (set of 4) is the single largest routine bill at $1000.
Against its rivals
Average annual maintenance · ACI model| Vehicle | Avg annual | 10-yr total | vs. 4Runner |
|---|---|---|---|
| Toyota 4RunnerThis page | $555 | $5,550 | — |
| Toyota Highlander | $521 | $5,205 | −$34/yr |
| Ford Bronco | $661 | $6,605 | +$106/yr |
| Jeep Grand Cherokee | $674 | $6,740 | +$119/yr |
| Jeep Wrangler | $680 | $6,800 | +$125/yr |
Questions people ask
Is the Toyota 4Runner expensive to maintain?
It is about average. The 4Runner averages $555 a year in maintenance and typical repairs, ranking #29 of 52 vehicles on AutoCostIndex. That is mid-pack among vehicles we track.
What does a Toyota 4Runner cost to maintain per year?
$555 a year averaged over the first ten years — about $46 a month. Year 1 runs roughly $85; by year 10 the annual figure reaches $1065. Ten-year total: $5,550.
What are the most common 4Runner services?
The routine items are oil change (synthetic) (~$98), cabin + engine air filters (~$78), brake pads (front, pair) (~$350). Intervals and full pricing for every service are in the table on this page.
What's not included in this estimate?
Fuel or charging, insurance (about $2,150 a year nationally for this vehicle), collision damage, parking, tolls, taxes, and registration. The figure covers scheduled maintenance plus typical age-related repairs, modeled per our methodology.
Keep exploring
Similar running costs
Rankings & hubs
How we calculate this
Figures come from the ACI maintenance model: manufacturer service schedules priced at typical U.S. independent-shop rates, plus expected age-related repairs weighted by published reliability patterns. The calculator scales costs with mileage (wear factor) and shop choice. Figures are modeled estimates — your invoices will differ. Full detail on the methodology page.
SOURCES: ACI maintenance model v1 · manufacturer service schedules · 2026 U.S. parts & labor pricing · published reliability studies · Updated 2026-07-19