Insurance
$1,695/yr
Full-coverage insurance averages $1,695 a year nationally for this vehicle — roughly 2.6× its maintenance bill. ACI estimate anchored to AAA's 2025 national average ($1,694/yr full coverage).
Toyota RAV4 Maintenance Cost (2016–2026)
Report ACI-TOY-RAV4 · Updated July 2026 · Figures are ACI model estimates
The Toyota RAV4 costs about $647 a year to maintain — $355 in year one rising to $950 by year ten, or $6,470 across a decade. That ranks #5 of 52 vehicles tracked by AutoCostIndex. Figures are modeled estimates at 12,000 miles a year with independent-shop labor, covering scheduled maintenance and expected repairs but not fuel, insurance, or depreciation.
Maintenance Cost Report ACI-TOY-RAV4
Toyota RAV4
gas · compact suv · MY 2016–2026
- Avg annual cost
- $647
- 10-year total
- $6,470
- Cost rank
- #5 of 52 vehicles
- Major-repair chance, 5 yr
- 11%
Average Annual Cost $647
$54per month
5.4¢per mile
Assumes 12,000 mi/yr · independent shop · 10-year average · ACI model estimate
The Toyota RAV4 ranks #5 of 52 vehicles we track — among the cheapest cars to keep running.
What it costs as it ages
Annual cost by vehicle age · ACI modelVehicle age, years · figures at 12,000 mi/yr, independent shop
Costs stay under $650 a year through year 5, then climb as tires (set of 4) and other wear items come due.
Common services
Typical U.S. pricing · independent shop| Service | Typical cost | Interval |
|---|---|---|
| Oil change (synthetic) | $92 | 10,000 mi |
| Cabin + engine air filters | $72 | 15,000 mi |
| Brake pads (front, pair) | $300 | 48,000 mi |
| Tires (set of 4) | $850 | 50,000 mi |
| Coolant exchange | $170 | 100,000 mi |
Your numbers
Table recalculates with the settings panel| Vehicle age | Annual cost | Cumulative |
|---|---|---|
| Age 1 | $355 | $355 |
| Age 2 | $365 | $720 |
| Age 3 | $540 | $1,260 |
| Age 4 | $575 | $1,835 |
| Age 5 | $620 | $2,455 |
| 5-year total | $2,455 | $2,455 |
Ownership context
National averages · beyond the maintenance billCost rank
#5 of 52
The Toyota RAV4 ranks #5 of 52 vehicles we track — among the cheapest cars to keep running.
Gas service profile
5 routine items
Routine costs are fluid-and-wear driven: oil at 10,000-mile intervals, filters, brakes, and tires. Tires (set of 4) is the single largest routine bill at $850.
Against its rivals
Average annual maintenance · ACI model| Vehicle | Avg annual | 10-yr total | vs. RAV4 |
|---|---|---|---|
| Toyota RAV4This page | $647 | $6,470 | — |
| Mazda CX-5 | $725 | $7,245 | +$78/yr |
| Tesla Model Y | $781 | $7,805 | +$134/yr |
| Subaru Forester | $803 | $8,030 | +$156/yr |
| Honda CR-V | $819 | $8,185 | +$172/yr |
Questions people ask
Is the Toyota RAV4 expensive to maintain?
No. The RAV4 averages $647 a year in maintenance and typical repairs, ranking #5 of 52 vehicles on AutoCostIndex. That places it among the cheapest vehicles we track to keep running.
What does a Toyota RAV4 cost to maintain per year?
$647 a year averaged over the first ten years — about $54 a month. Year 1 runs roughly $355; by year 10 the annual figure reaches $950. Ten-year total: $6,470.
What are the most common RAV4 services?
The routine items are oil change (synthetic) (~$92), cabin + engine air filters (~$72), brake pads (front, pair) (~$300). Intervals and full pricing for every service are in the table on this page.
What's not included in this estimate?
Fuel or charging, insurance (about $1,695 a year nationally for this vehicle), collision damage, parking, tolls, taxes, and registration. The figure covers scheduled maintenance plus typical age-related repairs, modeled per our methodology.
Keep exploring
More Toyota models
Similar running costs
Rankings & hubs
How we calculate this
Every figure on this page is a modeled estimate from the ACI maintenance model: each routine service is amortized per mile from its manufacturer-schedule interval, priced at independent-shop labor rates, with an age-based repair expectation on top. The method is open — the exact formula, its calibration against AAA's published ownership-cost study, and its limitations are on the methodology page. Your invoices will differ; the model sets expectations, it doesn't predict a single car.
REFERENCES: AAA — Your Driving Costs 2025 (fact sheet) · AAA — Average mechanic labor rates by state (2026) · NHTSA — Safety recalls lookup · ToyotaCare — no-cost maintenance, 2 years / 25,000 miles · Updated 2026-07-19