Insurance
Insurance, not maintenance, is this vehicle's dominant running cost: $2,600 a year on a national average against $482 for upkeep.
Report ACI-HON-CIVIC · Updated July 2026 · Figures are ACI model estimates
The Honda Civic ranks #13 of 52 vehicles we track — mid-pack for annual maintenance cost.
Vehicle age, years · figures at 12,000 mi/yr, independent shop
Costs stay under $450 a year through year 5, then climb as tires (set of 4) and other wear items come due.
| Service | Typical cost | Interval |
|---|---|---|
| Oil change (synthetic) | $85 | 7,500 mi |
| Cabin + engine air filters | $75 | 15,000 mi |
| Brake fluid exchange | $120 | 45,000 mi |
| Brake pads (front, pair) | $260 | 50,000 mi |
| Tires (set of 4) | $700 | 55,000 mi |
| Vehicle age | Annual cost | Cumulative |
|---|---|---|
| Age 1 | $150 | $150 |
| Age 2 | $190 | $340 |
| Age 3 | $260 | $600 |
| Age 4 | $340 | $940 |
| Age 5 | $430 | $1,370 |
| 5-year total | $1,370 | $1,370 |
Insurance, not maintenance, is this vehicle's dominant running cost: $2,600 a year on a national average against $482 for upkeep.
The Honda Civic ranks #13 of 52 vehicles we track — mid-pack for annual maintenance cost. One documented pattern: AC condenser failures on 2016–2018 cars, acknowledged by an extended Honda warranty.
Routine costs are fluid-and-wear driven: oil at 7,500-mile intervals, filters, brakes, and tires. Tires (set of 4) is the single largest routine bill at $700.
| Vehicle | Avg annual | 10-yr total | vs. Civic |
|---|---|---|---|
| Honda CivicThis page | $482 | $4,820 | — |
| Toyota Corolla | $413 | $4,130 | −$69/yr |
| Toyota Camry | $455 | $4,550 | −$27/yr |
| Mazda Mazda3 | $470 | $4,700 | −$12/yr |
| Honda Accord | $498 | $4,975 | +$16/yr |
It is about average. The Civic averages $482 a year in maintenance and typical repairs, ranking #13 of 52 vehicles on AutoCostIndex. That is mid-pack among vehicles we track.
$482 a year averaged over the first ten years — about $40 a month. Year 1 runs roughly $150; by year 10 the annual figure reaches $890. Ten-year total: $4,820.
The routine items are oil change (synthetic) (~$85), cabin + engine air filters (~$75), brake fluid exchange (~$120). Intervals and full pricing for every service are in the table on this page.
Fuel or charging, insurance (about $2,600 a year nationally for this vehicle), collision damage, parking, tolls, taxes, and registration. The figure covers scheduled maintenance plus typical age-related repairs, modeled per our methodology.
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Rankings & hubs
Figures come from the ACI maintenance model: manufacturer service schedules priced at typical U.S. independent-shop rates, plus expected age-related repairs weighted by published reliability patterns. The calculator scales costs with mileage (wear factor) and shop choice. Figures are modeled estimates — your invoices will differ. Full detail on the methodology page.
SOURCES: ACI maintenance model v1 · manufacturer service schedules · 2026 U.S. parts & labor pricing · published reliability studies · Updated 2026-07-19