Insurance
$1,865/yr
Full-coverage insurance averages $1,865 a year nationally for this vehicle — roughly 2.9× its maintenance bill. ACI estimate anchored to AAA's 2025 national average ($1,694/yr full coverage).
Honda Civic Maintenance Cost (2016–2026)
Report ACI-HON-CIVIC · Updated July 2026 · Figures are ACI model estimates
The Honda Civic costs about $654 a year to maintain — $485 in year one rising to $925 by year ten, or $6,540 across a decade. That ranks #6 of 52 vehicles tracked by AutoCostIndex. Figures are modeled estimates at 12,000 miles a year with independent-shop labor, covering scheduled maintenance and expected repairs but not fuel, insurance, or depreciation.
Maintenance Cost Report ACI-HON-CIVIC
Honda Civic
gas · compact car · MY 2016–2026
- Avg annual cost
- $654
- 10-year total
- $6,540
- Cost rank
- #6 of 52 vehicles
- Major-repair chance, 5 yr
- 11%
Average Annual Cost $654
$55per month
5.5¢per mile
Assumes 12,000 mi/yr · independent shop · 10-year average · ACI model estimate
The Honda Civic ranks #6 of 52 vehicles we track — among the cheapest cars to keep running.
What it costs as it ages
Annual cost by vehicle age · ACI modelVehicle age, years · figures at 12,000 mi/yr, independent shop
Costs stay under $650 a year through year 6, then climb as tires (set of 4) and other wear items come due.
Common services
Typical U.S. pricing · independent shop| Service | Typical cost | Interval |
|---|---|---|
| Oil change (synthetic) | $85 | 7,500 mi |
| Cabin + engine air filters | $75 | 15,000 mi |
| Brake fluid exchange | $120 | 45,000 mi |
| Brake pads (front, pair) | $260 | 50,000 mi |
| Tires (set of 4) | $700 | 55,000 mi |
Your numbers
Table recalculates with the settings panel| Vehicle age | Annual cost | Cumulative |
|---|---|---|
| Age 1 | $485 | $485 |
| Age 2 | $490 | $975 |
| Age 3 | $515 | $1,490 |
| Age 4 | $555 | $2,045 |
| Age 5 | $595 | $2,640 |
| 5-year total | $2,640 | $2,640 |
Ownership context
National averages · beyond the maintenance billCost rank
#6 of 52
The Honda Civic ranks #6 of 52 vehicles we track — among the cheapest cars to keep running. One documented pattern: AC condenser failures on 2016–2018 cars, acknowledged by an extended Honda warranty. Verify open recalls for any vehicle at NHTSA.gov.
Gas service profile
5 routine items
Routine costs are fluid-and-wear driven: oil at 7,500-mile intervals, filters, brakes, and tires. Tires (set of 4) is the single largest routine bill at $700.
Against its rivals
Average annual maintenance · ACI model| Vehicle | Avg annual | 10-yr total | vs. Civic |
|---|---|---|---|
| Honda CivicThis page | $654 | $6,540 | — |
| Toyota Corolla | $517 | $5,165 | −$137/yr |
| Toyota Camry | $594 | $5,935 | −$60/yr |
| Mazda Mazda3 | $667 | $6,670 | +$13/yr |
| Honda Accord | $733 | $7,330 | +$79/yr |
Questions people ask
Is the Honda Civic expensive to maintain?
No. The Civic averages $654 a year in maintenance and typical repairs, ranking #6 of 52 vehicles on AutoCostIndex. That places it among the cheapest vehicles we track to keep running.
What does a Honda Civic cost to maintain per year?
$654 a year averaged over the first ten years — about $55 a month. Year 1 runs roughly $485; by year 10 the annual figure reaches $925. Ten-year total: $6,540.
What are the most common Civic services?
The routine items are oil change (synthetic) (~$85), cabin + engine air filters (~$75), brake fluid exchange (~$120). Intervals and full pricing for every service are in the table on this page.
What's not included in this estimate?
Fuel or charging, insurance (about $1,865 a year nationally for this vehicle), collision damage, parking, tolls, taxes, and registration. The figure covers scheduled maintenance plus typical age-related repairs, modeled per our methodology.
Keep exploring
More Honda models
Similar running costs
Rankings & hubs
How we calculate this
Every figure on this page is a modeled estimate from the ACI maintenance model: each routine service is amortized per mile from its manufacturer-schedule interval, priced at independent-shop labor rates, with an age-based repair expectation on top. The method is open — the exact formula, its calibration against AAA's published ownership-cost study, and its limitations are on the methodology page. Your invoices will differ; the model sets expectations, it doesn't predict a single car.
REFERENCES: AAA — Your Driving Costs 2025 (fact sheet) · AAA — Average mechanic labor rates by state (2026) · NHTSA — Safety recalls lookup · Updated 2026-07-19