Insurance
Full-coverage insurance averages $1,830 a year nationally for this vehicle — roughly 2.7× its maintenance bill. ACI estimate anchored to AAA's 2025 national average ($1,694/yr full coverage).
Report ACI-HYU-ELANTRA · Updated July 2026 · Figures are ACI model estimates
The Hyundai Elantra costs about $678 a year to maintain — $475 in year one rising to $1,000 by year ten, or $6,780 across a decade. That ranks #8 of 52 vehicles tracked by AutoCostIndex. Figures are modeled estimates at 12,000 miles a year with independent-shop labor, covering scheduled maintenance and expected repairs but not fuel, insurance, or depreciation.
The Hyundai Elantra ranks #8 of 52 vehicles we track — among the cheapest cars to keep running.
Vehicle age, years · figures at 12,000 mi/yr, independent shop
Costs stay under $700 a year through year 6, then climb as tires (set of 4) and other wear items come due.
| Service | Typical cost | Interval |
|---|---|---|
| Oil change (synthetic) | $82 | 7,500 mi |
| Cabin + engine air filters | $70 | 15,000 mi |
| Brake pads (front, pair) | $260 | 48,000 mi |
| Tires (set of 4) | $700 | 55,000 mi |
| Brake fluid exchange | $115 | 45,000 mi |
| Vehicle age | Annual cost | Cumulative |
|---|---|---|
| Age 1 | $475 | $475 |
| Age 2 | $485 | $960 |
| Age 3 | $515 | $1,475 |
| Age 4 | $560 | $2,035 |
| Age 5 | $610 | $2,645 |
| 5-year total | $2,645 | $2,645 |
Full-coverage insurance averages $1,830 a year nationally for this vehicle — roughly 2.7× its maintenance bill. ACI estimate anchored to AAA's 2025 national average ($1,694/yr full coverage).
The Hyundai Elantra ranks #8 of 52 vehicles we track — among the cheapest cars to keep running.
Routine costs are fluid-and-wear driven: oil at 7,500-mile intervals, filters, brakes, and tires. Tires (set of 4) is the single largest routine bill at $700.
| Vehicle | Avg annual | 10-yr total | vs. Elantra |
|---|---|---|---|
| Hyundai ElantraThis page | $678 | $6,780 | — |
| Toyota Corolla | $517 | $5,165 | −$161/yr |
| Honda Civic | $654 | $6,540 | −$24/yr |
| Mazda Mazda3 | $667 | $6,670 | −$11/yr |
| Kia Forte | $692 | $6,915 | +$14/yr |
No. The Elantra averages $678 a year in maintenance and typical repairs, ranking #8 of 52 vehicles on AutoCostIndex. That places it among the cheapest vehicles we track to keep running.
$678 a year averaged over the first ten years — about $57 a month. Year 1 runs roughly $475; by year 10 the annual figure reaches $1000. Ten-year total: $6,780.
The routine items are oil change (synthetic) (~$82), cabin + engine air filters (~$70), brake pads (front, pair) (~$260). Intervals and full pricing for every service are in the table on this page.
Fuel or charging, insurance (about $1,830 a year nationally for this vehicle), collision damage, parking, tolls, taxes, and registration. The figure covers scheduled maintenance plus typical age-related repairs, modeled per our methodology.
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Every figure on this page is a modeled estimate from the ACI maintenance model: each routine service is amortized per mile from its manufacturer-schedule interval, priced at independent-shop labor rates, with an age-based repair expectation on top. The method is open — the exact formula, its calibration against AAA's published ownership-cost study, and its limitations are on the methodology page. Your invoices will differ; the model sets expectations, it doesn't predict a single car.
REFERENCES: AAA — Your Driving Costs 2025 (fact sheet) · AAA — Average mechanic labor rates by state (2026) · NHTSA — Safety recalls lookup · Updated 2026-07-19