Insurance
Insurance, not maintenance, is this vehicle's dominant running cost: $2,285 a year on a national average against $723 for upkeep. ACI estimate anchored to AAA's 2025 national average ($1,694/yr full coverage).
Report ACI-HYU-IONIQ5 · Updated July 2026 · Figures are ACI model estimates
The Hyundai Ioniq 5 costs about $723 a year to maintain — $550 in year one rising to $1,000 by year ten, or $7,225 across a decade. That ranks #14 of 52 vehicles tracked by AutoCostIndex. Figures are modeled estimates at 12,000 miles a year with independent-shop labor, covering scheduled maintenance and expected repairs but not fuel, insurance, or depreciation.
The Hyundai Ioniq 5 ranks #14 of 52 vehicles we track — mid-pack for annual maintenance cost.
Vehicle age, years · figures at 12,000 mi/yr, independent shop
No oil changes or transmission service; spending concentrates in tires, cabin filters, and brake fluid.
| Service | Typical cost | Interval |
|---|---|---|
| Tire rotation | $50 | 6,250 mi |
| Cabin air filter | $75 | 24,000 mi |
| Brake fluid check/exchange | $130 | 48,000 mi |
| Tires (set of 4) | $1,100 | 42,000 mi |
| Wiper blades (pair) | $35 | 15,000 mi |
| Vehicle age | Annual cost | Cumulative |
|---|---|---|
| Age 1 | $550 | $550 |
| Age 2 | $555 | $1,105 |
| Age 3 | $580 | $1,685 |
| Age 4 | $620 | $2,305 |
| Age 5 | $665 | $2,970 |
| 5-year total | $2,970 | $2,970 |
Insurance, not maintenance, is this vehicle's dominant running cost: $2,285 a year on a national average against $723 for upkeep. ACI estimate anchored to AAA's 2025 national average ($1,694/yr full coverage).
The Hyundai Ioniq 5 ranks #14 of 52 vehicles we track — mid-pack for annual maintenance cost. One documented pattern: ICCU (12V charging unit) failures on 2022–2024 cars, subject of recalls and software updates. Verify open recalls for any vehicle at NHTSA.gov.
No oil changes, spark plugs, or transmission service. Costs concentrate in tires — EV torque and weight wear them faster — plus cabin filters and periodic brake-fluid checks.
| Vehicle | Avg annual | 10-yr total | vs. Ioniq 5 |
|---|---|---|---|
| Hyundai Ioniq 5This page | $723 | $7,225 | — |
| Chevrolet Bolt EV | $608 | $6,075 | −$115/yr |
| Ford Mustang Mach-E | $737 | $7,370 | +$14/yr |
| Tesla Model Y | $781 | $7,805 | +$58/yr |
It is about average. The Ioniq 5 averages $723 a year in maintenance and typical repairs, ranking #14 of 52 vehicles on AutoCostIndex. That is mid-pack among vehicles we track.
$723 a year averaged over the first ten years — about $60 a month. Year 1 runs roughly $550; by year 10 the annual figure reaches $1000. Ten-year total: $7,225.
The routine items are tire rotation (~$50), cabin air filter (~$75), brake fluid check/exchange (~$130). Intervals and full pricing for every service are in the table on this page.
No. The Ioniq 5 has no engine oil, spark plugs, or transmission fluid to service. Scheduled care is limited to tire rotation, cabin filters, brake-fluid checks, and wiper blades — which is why its routine costs sit below comparable gas vehicles.
Fuel or charging, insurance (about $2,285 a year nationally for this vehicle), collision damage, parking, tolls, taxes, and registration. The figure covers scheduled maintenance plus typical age-related repairs, modeled per our methodology.
More Hyundai models
Similar running costs
Every figure on this page is a modeled estimate from the ACI maintenance model: each routine service is amortized per mile from its manufacturer-schedule interval, priced at independent-shop labor rates, with an age-based repair expectation on top. The method is open — the exact formula, its calibration against AAA's published ownership-cost study, and its limitations are on the methodology page. Your invoices will differ; the model sets expectations, it doesn't predict a single car.
REFERENCES: AAA — Your Driving Costs 2025 (fact sheet) · AAA — Average mechanic labor rates by state (2026) · NHTSA — Safety recalls lookup · Updated 2026-07-19