Insurance
Insurance, not maintenance, is this vehicle's dominant running cost: $2,550 a year on a national average against $498 for upkeep.
Report ACI-HON-ACCORD · Updated July 2026 · Figures are ACI model estimates
The Honda Accord ranks #17 of 52 vehicles we track — mid-pack for annual maintenance cost.
Vehicle age, years · figures at 12,000 mi/yr, independent shop
Costs stay under $450 a year through year 5, then climb as tires (set of 4) and other wear items come due.
| Service | Typical cost | Interval |
|---|---|---|
| Oil change (synthetic) | $88 | 7,500 mi |
| Cabin + engine air filters | $78 | 15,000 mi |
| Brake pads (front, pair) | $290 | 50,000 mi |
| Tires (set of 4) | $800 | 55,000 mi |
| CVT fluid exchange | $220 | 60,000 mi |
| Vehicle age | Annual cost | Cumulative |
|---|---|---|
| Age 1 | $160 | $160 |
| Age 2 | $200 | $360 |
| Age 3 | $270 | $630 |
| Age 4 | $350 | $980 |
| Age 5 | $445 | $1,425 |
| 5-year total | $1,425 | $1,425 |
Insurance, not maintenance, is this vehicle's dominant running cost: $2,550 a year on a national average against $498 for upkeep.
The Honda Accord ranks #17 of 52 vehicles we track — mid-pack for annual maintenance cost.
Routine costs are fluid-and-wear driven: oil at 7,500-mile intervals, filters, brakes, and tires. Tires (set of 4) is the single largest routine bill at $800.
| Vehicle | Avg annual | 10-yr total | vs. Accord |
|---|---|---|---|
| Honda AccordThis page | $498 | $4,975 | — |
| Toyota Corolla | $413 | $4,130 | −$85/yr |
| Tesla Model 3 | $415 | $4,150 | −$83/yr |
| Toyota Camry | $455 | $4,550 | −$43/yr |
| Honda Civic | $482 | $4,820 | −$16/yr |
It is about average. The Accord averages $498 a year in maintenance and typical repairs, ranking #17 of 52 vehicles on AutoCostIndex. That is mid-pack among vehicles we track.
$498 a year averaged over the first ten years — about $42 a month. Year 1 runs roughly $160; by year 10 the annual figure reaches $915. Ten-year total: $4,975.
The routine items are oil change (synthetic) (~$88), cabin + engine air filters (~$78), brake pads (front, pair) (~$290). Intervals and full pricing for every service are in the table on this page.
Fuel or charging, insurance (about $2,550 a year nationally for this vehicle), collision damage, parking, tolls, taxes, and registration. The figure covers scheduled maintenance plus typical age-related repairs, modeled per our methodology.
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Figures come from the ACI maintenance model: manufacturer service schedules priced at typical U.S. independent-shop rates, plus expected age-related repairs weighted by published reliability patterns. The calculator scales costs with mileage (wear factor) and shop choice. Figures are modeled estimates — your invoices will differ. Full detail on the methodology page.
SOURCES: ACI maintenance model v1 · manufacturer service schedules · 2026 U.S. parts & labor pricing · published reliability studies · Updated 2026-07-19