Insurance
Full-coverage insurance averages $1,660 a year nationally for this vehicle — roughly 2.0× its maintenance bill. ACI estimate anchored to AAA's 2025 national average ($1,694/yr full coverage).
Report ACI-HON-CRV · Updated July 2026 · Figures are ACI model estimates
The Honda CR-V costs about $819 a year to maintain — $600 in year one rising to $1,165 by year ten, or $8,185 across a decade. That ranks #28 of 52 vehicles tracked by AutoCostIndex. Figures are modeled estimates at 12,000 miles a year with independent-shop labor, covering scheduled maintenance and expected repairs but not fuel, insurance, or depreciation.
The Honda CR-V ranks #28 of 52 vehicles we track — mid-pack for annual maintenance cost.
Vehicle age, years · figures at 12,000 mi/yr, independent shop
Costs stay under $850 a year through year 6, then climb as tires (set of 4) and other wear items come due.
| Service | Typical cost | Interval |
|---|---|---|
| Oil change (synthetic) | $88 | 7,500 mi |
| Cabin + engine air filters | $78 | 15,000 mi |
| Rear differential fluid (AWD) | $90 | 30,000 mi |
| Brake pads (front, pair) | $300 | 48,000 mi |
| Tires (set of 4) | $840 | 50,000 mi |
| CVT fluid exchange | $230 | 60,000 mi |
| Vehicle age | Annual cost | Cumulative |
|---|---|---|
| Age 1 | $600 | $600 |
| Age 2 | $610 | $1,210 |
| Age 3 | $645 | $1,855 |
| Age 4 | $690 | $2,545 |
| Age 5 | $745 | $3,290 |
| 5-year total | $3,290 | $3,290 |
Full-coverage insurance averages $1,660 a year nationally for this vehicle — roughly 2.0× its maintenance bill. ACI estimate anchored to AAA's 2025 national average ($1,694/yr full coverage).
The Honda CR-V ranks #28 of 52 vehicles we track — mid-pack for annual maintenance cost. One documented pattern: Oil-dilution reports on 2017–2018 1.5L turbo engines in cold climates, addressed by software updates. Verify open recalls for any vehicle at NHTSA.gov.
Routine costs are fluid-and-wear driven: oil at 7,500-mile intervals, filters, brakes, and tires. Tires (set of 4) is the single largest routine bill at $840.
| Vehicle | Avg annual | 10-yr total | vs. CR-V |
|---|---|---|---|
| Honda CR-VThis page | $819 | $8,185 | — |
| Toyota RAV4 | $647 | $6,470 | −$172/yr |
| Mazda CX-5 | $725 | $7,245 | −$94/yr |
| Tesla Model Y | $781 | $7,805 | −$38/yr |
| Jeep Wrangler | $1,061 | $10,610 | +$242/yr |
It is about average. The CR-V averages $819 a year in maintenance and typical repairs, ranking #28 of 52 vehicles on AutoCostIndex. That is mid-pack among vehicles we track.
$819 a year averaged over the first ten years — about $68 a month. Year 1 runs roughly $600; by year 10 the annual figure reaches $1165. Ten-year total: $8,185.
The routine items are oil change (synthetic) (~$88), cabin + engine air filters (~$78), rear differential fluid (awd) (~$90). Intervals and full pricing for every service are in the table on this page.
Fuel or charging, insurance (about $1,660 a year nationally for this vehicle), collision damage, parking, tolls, taxes, and registration. The figure covers scheduled maintenance plus typical age-related repairs, modeled per our methodology.
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Every figure on this page is a modeled estimate from the ACI maintenance model: each routine service is amortized per mile from its manufacturer-schedule interval, priced at independent-shop labor rates, with an age-based repair expectation on top. The method is open — the exact formula, its calibration against AAA's published ownership-cost study, and its limitations are on the methodology page. Your invoices will differ; the model sets expectations, it doesn't predict a single car.
REFERENCES: AAA — Your Driving Costs 2025 (fact sheet) · AAA — Average mechanic labor rates by state (2026) · NHTSA — Safety recalls lookup · Updated 2026-07-19