Insurance
Full-coverage insurance averages $1,610 a year nationally for this vehicle — roughly 2.2× its maintenance bill. ACI estimate anchored to AAA's 2025 national average ($1,694/yr full coverage).
Report ACI-FOR-MAVERICK · Updated July 2026 · Figures are ACI model estimates
The Ford Maverick costs about $728 a year to maintain — $525 in year one rising to $1,050 by year ten, or $7,280 across a decade. That ranks #16 of 52 vehicles tracked by AutoCostIndex. Figures are modeled estimates at 12,000 miles a year with independent-shop labor, covering scheduled maintenance and expected repairs but not fuel, insurance, or depreciation.
The Ford Maverick ranks #16 of 52 vehicles we track — mid-pack for annual maintenance cost.
Vehicle age, years · figures at 12,000 mi/yr, independent shop
Costs stay under $750 a year through year 6, then climb as tires (set of 4) and other wear items come due.
| Service | Typical cost | Interval |
|---|---|---|
| Oil change (synthetic) | $88 | 7,500 mi |
| Cabin + engine air filters | $74 | 15,000 mi |
| Brake pads (front, pair) | $300 | 48,000 mi |
| Tires (set of 4) | $800 | 50,000 mi |
| Coolant exchange | $155 | 100,000 mi |
| Vehicle age | Annual cost | Cumulative |
|---|---|---|
| Age 1 | $525 | $525 |
| Age 2 | $535 | $1,060 |
| Age 3 | $565 | $1,625 |
| Age 4 | $610 | $2,235 |
| Age 5 | $660 | $2,895 |
| 5-year total | $2,895 | $2,895 |
Full-coverage insurance averages $1,610 a year nationally for this vehicle — roughly 2.2× its maintenance bill. ACI estimate anchored to AAA's 2025 national average ($1,694/yr full coverage).
The Ford Maverick ranks #16 of 52 vehicles we track — mid-pack for annual maintenance cost.
Routine costs are fluid-and-wear driven: oil at 7,500-mile intervals, filters, brakes, and tires. Tires (set of 4) is the single largest routine bill at $800.
| Vehicle | Avg annual | 10-yr total | vs. Maverick |
|---|---|---|---|
| Ford MaverickThis page | $728 | $7,280 | — |
| Toyota Tacoma | $760 | $7,595 | +$32/yr |
| Nissan Frontier | $863 | $8,630 | +$135/yr |
| Ford F-150 | $1,053 | $10,525 | +$325/yr |
It is about average. The Maverick averages $728 a year in maintenance and typical repairs, ranking #16 of 52 vehicles on AutoCostIndex. That is mid-pack among vehicles we track.
$728 a year averaged over the first ten years — about $61 a month. Year 1 runs roughly $525; by year 10 the annual figure reaches $1050. Ten-year total: $7,280.
The routine items are oil change (synthetic) (~$88), cabin + engine air filters (~$74), brake pads (front, pair) (~$300). Intervals and full pricing for every service are in the table on this page.
Fuel or charging, insurance (about $1,610 a year nationally for this vehicle), collision damage, parking, tolls, taxes, and registration. The figure covers scheduled maintenance plus typical age-related repairs, modeled per our methodology.
Similar running costs
Rankings & hubs
Every figure on this page is a modeled estimate from the ACI maintenance model: each routine service is amortized per mile from its manufacturer-schedule interval, priced at independent-shop labor rates, with an age-based repair expectation on top. The method is open — the exact formula, its calibration against AAA's published ownership-cost study, and its limitations are on the methodology page. Your invoices will differ; the model sets expectations, it doesn't predict a single car.
REFERENCES: AAA — Your Driving Costs 2025 (fact sheet) · AAA — Average mechanic labor rates by state (2026) · NHTSA — Safety recalls lookup · Updated 2026-07-19