Insurance
$1,610/yr
Full-coverage insurance averages $1,610 a year nationally for this vehicle — roughly 1.5× its maintenance bill. ACI estimate anchored to AAA's 2025 national average ($1,694/yr full coverage).
Ford F-150 Maintenance Cost (2016–2026)
Report ACI-FOR-F150 · Updated July 2026 · Figures are ACI model estimates
The Ford F-150 costs about $1,053 a year to maintain — $710 in year one rising to $1,600 by year ten, or $10,525 across a decade. That ranks #45 of 52 vehicles tracked by AutoCostIndex. Figures are modeled estimates at 12,000 miles a year with independent-shop labor, covering scheduled maintenance and expected repairs but not fuel, insurance, or depreciation.
Maintenance Cost Report ACI-FOR-F150
Ford F-150
gas · pickup truck · MY 2016–2026
- Avg annual cost
- $1,053
- 10-year total
- $10,525
- Cost rank
- #45 of 52 vehicles
- Major-repair chance, 5 yr
- 22%
Average Annual Cost $1,053
$88per month
8.8¢per mile
Assumes 12,000 mi/yr · independent shop · 10-year average · ACI model estimate
The Ford F-150 ranks #45 of 52 vehicles we track; budget accordingly.
What it costs as it ages
Annual cost by vehicle age · ACI modelVehicle age, years · figures at 12,000 mi/yr, independent shop
Spending rises steadily with age, from $710 in year 1 to $1600 by year 10, without a sharp break.
Common services
Typical U.S. pricing · independent shop| Service | Typical cost | Interval |
|---|---|---|
| Oil change (synthetic, 6+ qt) | $105 | 7,500 mi |
| Cabin + engine air filters | $85 | 15,000 mi |
| Brake pads (front, pair) | $420 | 45,000 mi |
| Tires (set of 4) | $1,150 | 50,000 mi |
| Spark plugs (set) | $390 | 100,000 mi |
Your numbers
Table recalculates with the settings panel| Vehicle age | Annual cost | Cumulative |
|---|---|---|
| Age 1 | $710 | $710 |
| Age 2 | $725 | $1,435 |
| Age 3 | $775 | $2,210 |
| Age 4 | $850 | $3,060 |
| Age 5 | $940 | $4,000 |
| 5-year total | $4,000 | $4,000 |
Ownership context
National averages · beyond the maintenance billCost rank
#45 of 52
The Ford F-150 ranks #45 of 52 vehicles we track; budget accordingly. One documented pattern: Cam-phaser rattle complaints on 2017–2020 EcoBoost and 5.0L trucks, subject of a Ford technical service bulletin. Verify open recalls for any vehicle at NHTSA.gov.
Gas service profile
5 routine items
Routine costs are fluid-and-wear driven: oil at 7,500-mile intervals, filters, brakes, and tires. Tires (set of 4) is the single largest routine bill at $1150.
Against its rivals
Average annual maintenance · ACI model| Vehicle | Avg annual | 10-yr total | vs. F-150 |
|---|---|---|---|
| Ford F-150This page | $1,053 | $10,525 | — |
| Toyota RAV4 | $647 | $6,470 | −$406/yr |
| Honda CR-V | $819 | $8,185 | −$234/yr |
| Chevrolet Silverado 1500 | $1,029 | $10,290 | −$24/yr |
| Jeep Wrangler | $1,061 | $10,610 | +$8/yr |
Questions people ask
Is the Ford F-150 expensive to maintain?
It runs above average. The F-150 averages $1,053 a year in maintenance and typical repairs, ranking #45 of 52 vehicles on AutoCostIndex. That places it in the most expensive tier of vehicles we track; budget accordingly.
What does a Ford F-150 cost to maintain per year?
$1,053 a year averaged over the first ten years — about $88 a month. Year 1 runs roughly $710; by year 10 the annual figure reaches $1600. Ten-year total: $10,525.
What are the most common F-150 services?
The routine items are oil change (synthetic, 6+ qt) (~$105), cabin + engine air filters (~$85), brake pads (front, pair) (~$420). Intervals and full pricing for every service are in the table on this page.
What's not included in this estimate?
Fuel or charging, insurance (about $1,610 a year nationally for this vehicle), collision damage, parking, tolls, taxes, and registration. The figure covers scheduled maintenance plus typical age-related repairs, modeled per our methodology.
Keep exploring
Similar running costs
Rankings & hubs
How we calculate this
Every figure on this page is a modeled estimate from the ACI maintenance model: each routine service is amortized per mile from its manufacturer-schedule interval, priced at independent-shop labor rates, with an age-based repair expectation on top. The method is open — the exact formula, its calibration against AAA's published ownership-cost study, and its limitations are on the methodology page. Your invoices will differ; the model sets expectations, it doesn't predict a single car.
REFERENCES: AAA — Your Driving Costs 2025 (fact sheet) · AAA — Average mechanic labor rates by state (2026) · NHTSA — Safety recalls lookup · Updated 2026-07-19