Insurance
$2,625/yr
Full-coverage insurance averages $2,625 a year nationally for this vehicle — roughly 2.5× its maintenance bill. ACI estimate anchored to AAA's 2025 national average ($1,694/yr full coverage).
Ford Mustang Maintenance Cost (2016–2026)
Report ACI-FOR-MUSTANG · Updated July 2026 · Figures are ACI model estimates
The Ford Mustang costs about $1,053 a year to maintain — $790 in year one rising to $1,475 by year ten, or $10,530 across a decade. That ranks #46 of 52 vehicles tracked by AutoCostIndex. Figures are modeled estimates at 12,000 miles a year with independent-shop labor, covering scheduled maintenance and expected repairs but not fuel, insurance, or depreciation.
Maintenance Cost Report ACI-FOR-MUSTANG
Ford Mustang
gas · sports car · MY 2016–2026
- Avg annual cost
- $1,053
- 10-year total
- $10,530
- Cost rank
- #46 of 52 vehicles
- Major-repair chance, 5 yr
- 17%
Average Annual Cost $1,053
$88per month
8.8¢per mile
Assumes 12,000 mi/yr · independent shop · 10-year average · ACI model estimate
The Ford Mustang ranks #46 of 52 vehicles we track; budget accordingly.
What it costs as it ages
Annual cost by vehicle age · ACI modelVehicle age, years · figures at 12,000 mi/yr, independent shop
Costs stay under $1050 a year through year 6, then climb as tires (set of 4) and other wear items come due.
Common services
Typical U.S. pricing · independent shop| Service | Typical cost | Interval |
|---|---|---|
| Oil change (synthetic) | $95 | 7,500 mi |
| Cabin + engine air filters | $78 | 15,000 mi |
| Brake pads (front, pair) | $420 | 48,000 mi |
| Tires (set of 4) | $1,150 | 35,000 mi |
| Brake fluid exchange | $130 | 45,000 mi |
Your numbers
Table recalculates with the settings panel| Vehicle age | Annual cost | Cumulative |
|---|---|---|
| Age 1 | $790 | $790 |
| Age 2 | $800 | $1,590 |
| Age 3 | $840 | $2,430 |
| Age 4 | $895 | $3,325 |
| Age 5 | $965 | $4,290 |
| 5-year total | $4,290 | $4,290 |
Ownership context
National averages · beyond the maintenance billCost rank
#46 of 52
The Ford Mustang ranks #46 of 52 vehicles we track; budget accordingly.
Gas service profile
5 routine items
Routine costs are fluid-and-wear driven: oil at 7,500-mile intervals, filters, brakes, and tires. Tires (set of 4) is the single largest routine bill at $1150.
Against its rivals
Average annual maintenance · ACI model| Vehicle | Avg annual | 10-yr total | vs. Mustang |
|---|---|---|---|
| Ford MustangThis page | $1,053 | $10,530 | — |
| Tesla Model 3 | $688 | $6,880 | −$365/yr |
| BMW 3 Series | $1,241 | $12,410 | +$188/yr |
Questions people ask
Is the Ford Mustang expensive to maintain?
It runs above average. The Mustang averages $1,053 a year in maintenance and typical repairs, ranking #46 of 52 vehicles on AutoCostIndex. That places it in the most expensive tier of vehicles we track; budget accordingly.
What does a Ford Mustang cost to maintain per year?
$1,053 a year averaged over the first ten years — about $88 a month. Year 1 runs roughly $790; by year 10 the annual figure reaches $1475. Ten-year total: $10,530.
What are the most common Mustang services?
The routine items are oil change (synthetic) (~$95), cabin + engine air filters (~$78), brake pads (front, pair) (~$420). Intervals and full pricing for every service are in the table on this page.
What's not included in this estimate?
Fuel or charging, insurance (about $2,625 a year nationally for this vehicle), collision damage, parking, tolls, taxes, and registration. The figure covers scheduled maintenance plus typical age-related repairs, modeled per our methodology.
Keep exploring
Similar running costs
Rankings & hubs
How we calculate this
Every figure on this page is a modeled estimate from the ACI maintenance model: each routine service is amortized per mile from its manufacturer-schedule interval, priced at independent-shop labor rates, with an age-based repair expectation on top. The method is open — the exact formula, its calibration against AAA's published ownership-cost study, and its limitations are on the methodology page. Your invoices will differ; the model sets expectations, it doesn't predict a single car.
REFERENCES: AAA — Your Driving Costs 2025 (fact sheet) · AAA — Average mechanic labor rates by state (2026) · NHTSA — Safety recalls lookup · Updated 2026-07-19