Insurance
Insurance, not maintenance, is this vehicle's dominant running cost: $2,300 a year on a national average against $665 for upkeep.
Report ACI-RAM-1500 · Updated July 2026 · Figures are ACI model estimates
The Ram 1500 ranks #44 of 52 vehicles we track — mid-pack for annual maintenance cost.
Vehicle age, years · figures at 12,000 mi/yr, independent shop
Spending rises steadily with age, from $190 in year 1 to $1290 by year 10, without a sharp break.
| Service | Typical cost | Interval |
|---|---|---|
| Oil change (synthetic) | $105 | 7,500 mi |
| Cabin + engine air filters | $85 | 15,000 mi |
| Brake pads (front, pair) | $420 | 48,000 mi |
| Tires (set of 4) | $1,150 | 50,000 mi |
| Spark plugs (set) | $380 | 100,000 mi |
| Vehicle age | Annual cost | Cumulative |
|---|---|---|
| Age 1 | $190 | $190 |
| Age 2 | $240 | $430 |
| Age 3 | $335 | $765 |
| Age 4 | $450 | $1,215 |
| Age 5 | $575 | $1,790 |
| 5-year total | $1,790 | $1,790 |
Insurance, not maintenance, is this vehicle's dominant running cost: $2,300 a year on a national average against $665 for upkeep.
The Ram 1500 ranks #44 of 52 vehicles we track — mid-pack for annual maintenance cost. One documented pattern: Hemi V8 lifter ("Hemi tick") failures documented on higher-mileage 5.7L trucks.
Routine costs are fluid-and-wear driven: oil at 7,500-mile intervals, filters, brakes, and tires. Tires (set of 4) is the single largest routine bill at $1150.
| Vehicle | Avg annual | 10-yr total | vs. 1500 |
|---|---|---|---|
| Ram 1500This page | $665 | $6,650 | — |
| Ford F-150 | $635 | $6,350 | −$30/yr |
| Chevrolet Silverado 1500 | $645 | $6,450 | −$20/yr |
It is about average. The 1500 averages $665 a year in maintenance and typical repairs, ranking #44 of 52 vehicles on AutoCostIndex. That is mid-pack among vehicles we track.
$665 a year averaged over the first ten years — about $55 a month. Year 1 runs roughly $190; by year 10 the annual figure reaches $1290. Ten-year total: $6,650.
The routine items are oil change (synthetic) (~$105), cabin + engine air filters (~$85), brake pads (front, pair) (~$420). Intervals and full pricing for every service are in the table on this page.
Fuel or charging, insurance (about $2,300 a year nationally for this vehicle), collision damage, parking, tolls, taxes, and registration. The figure covers scheduled maintenance plus typical age-related repairs, modeled per our methodology.
Similar running costs
Rankings & hubs
Figures come from the ACI maintenance model: manufacturer service schedules priced at typical U.S. independent-shop rates, plus expected age-related repairs weighted by published reliability patterns. The calculator scales costs with mileage (wear factor) and shop choice. Figures are modeled estimates — your invoices will differ. Full detail on the methodology page.
SOURCES: ACI maintenance model v1 · manufacturer service schedules · 2026 U.S. parts & labor pricing · published reliability studies · Updated 2026-07-19